My New Plan for Retirement – Final Expense Insurance
So after a good 40 some odd years of working my butt off, I’ve finally come to the point where I can gladly look forward to my retirement.”Golden Years” some call it, yet is it really golden I ask you. All I’ve known is work and even when I’ve had a week or two to sit and home and relax, I start to go stir crazy. I think the next years will be an interesting learning experience to say the least.
Having said that, when I entered college I learned a few lessons that I remember even now. The biggest lesson of them all, though, was that of financial security and well being. Up until these days, all my focus has been on making sure I nest egg away enough cash to keep me going in my retirement days. Now that those days are upon me, though, I need to shift focus to other things.
I don’t contribute to a 401K any more, rather I will be emptying one out, which certainly will be odd.That was a cue to prepare my family and myself, to get set up for their benefit and for mine. I hate to say it as it sounds a little creepy to me but the reality is that we all pass on when it’s our time and I wanted to make sure that my family wasn’t stuck with my financial burdens when that day comes.Dealing with the extras that are added on was the hard and unexpected thing about my parents passing, funeral expense, medical bills debts they had, and even legal fees.
It was not only the last thing on my mind but truly the last thing I wanted to deal with at that moment so I’ve decided to do a little research on how to keep my family out of that mess when my time comes. For that, I’ve found the one simple solution and it’s known as final expense insurance. Final expense insurance is truly what I’ve been looking for. It covers any expense that I may incur between now and then and, if they stick around after I do, they pick up the tab. It’s truly a great thing to know that I’m relieving my family of undue stress.
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